The Reserve Bank of Australia (RBA) has announced its decision to keep the cash rate steady in December for its final meeting of 2025. This move has sparked interest among investors, homeowners, and economists alike. Understanding why the RBA chose to hold the rate and what it means for the economy can help individuals and businesses make informed financial decisions in the coming months. What the Cash Rate Means for the Economy The cash rate is the interest rate set by the R

When managing your mortgages, individuals often face a crucial decision: fixed or variable interest rates. Fixed rates promise stability,...

The Reserve Bank of Australia (RBA) has decided to maintain the cash rate in April 2025. This choice comes as Australia keeps confronting...

When you think about a mortgage, you may encounter the option of using an offset account. But what does that actually mean, and is it a...

Navigating the world of home loans can feel overwhelming, particularly with our fluctuating economic environment. Homeowners often face a...

Navigating the mortgage landscape when purchasing a home can be overwhelming. Among the available options, a home loan package has gained...

Buying a new car is an exciting adventure, but it can also feel overwhelming. Between picking the perfect model and figuring out how to...

S ecuring a mortgage can feel very overwhelming when dealing with it alone. With so many choices and requirements, it's easy to feel...

Navigating the complexities of finance can feel overwhelming, especially when it comes to managing costs. Yet, understanding specific...

As we look ahead into 2025, many Australians are eager to know how interest rates will change and what that might mean for their...

The Reserve Bank has made its first cash rate decision with Michele Bullock as its governor. Hundreds of thousands of Aussie borrowers...

Hundreds of thousands of Aussie borrowers can breathe a sigh of relief after the Reserve Bank of Australia (RBA) decided to keep the...

The RBA has announced they will leave interest rates on hold for the Month of July, still sitting at 4.1%. But that’s not to say the...

AMB Financial Services offers a wide range of mortgage options to meet your financial needs and circumstances.​ We are dedicated to...

Low Doc, No Doc.. What does that even mean? Self-Employed clients, listen up! These terms get thrown around quite a lot between Broker,...

The HomeBuilder Grant has been extended with some key changes that may impact you and your Purchase/Renovation. Here are some key dates...

To stimulate the property market, the Government will waive up to 50 per cent of stamp duty on newly built or off-the-plan homes valued...

As everyone is looking at ways to cut costs and reduce their household expenses, I urge you to review your mortgage as a starting point....

The question of the hour when looking to Refinance your Mortgage. As many Australians are heavily focused on reducing household costs...

The questions of the hour when looking to Refinance your Mortgage. As many Australians are focusing on reducing household costs right now...