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Understanding the RBA's decision to hold the cash rate at 3.6% for its last meeting of 2025
The Reserve Bank of Australia (RBA) has announced its decision to keep the cash rate steady in December for its final meeting of 2025. This move has sparked interest among investors, homeowners, and economists alike. Understanding why the RBA chose to hold the rate and what it means for the economy can help individuals and businesses make informed financial decisions in the coming months. What the Cash Rate Means for the Economy The cash rate is the interest rate set by the R

Abbey Reggardo
Dec 10
Don't be fooled by Fixed rate offerings! Why Choosing Variable Rates May Be the Smarter Choice
When managing your mortgages, individuals often face a crucial decision: fixed or variable interest rates. Fixed rates promise stability,...

Abbey Reggardo
Apr 17


RBA Holds Cash Rate in April 2025 - What Does It Mean for Mortgage Holders?
The Reserve Bank of Australia (RBA) has decided to maintain the cash rate in April 2025. This choice comes as Australia keeps confronting...

Abbey Reggardo
Apr 4


Should I be using an Offset with My Mortgage?
When you think about a mortgage, you may encounter the option of using an offset account. But what does that actually mean, and is it a...

Abbey Reggardo
Apr 4


Is it a Wise Choice to Keep my Home Loan Variable right now?
Navigating the world of home loans can feel overwhelming, particularly with our fluctuating economic environment. Homeowners often face a...

Abbey Reggardo
Apr 4


What are the features and advantages of a home loan package?
Navigating the mortgage landscape when purchasing a home can be overwhelming. Among the available options, a home loan package has gained...

Abbey Reggardo
Dec 7, 2024


How to Maximize Tax Benefits When Buying a New Car
Buying a new car is an exciting adventure, but it can also feel overwhelming. Between picking the perfect model and figuring out how to...

Abbey Reggardo
Dec 7, 2024


The Advantages of Working with Mortgage Brokers: What You Need to Know
S ecuring a mortgage can feel very overwhelming when dealing with it alone. With so many choices and requirements, it's easy to feel...

Abbey Reggardo
Dec 7, 2024


How Much Can an Offset Save You?
Navigating the complexities of finance can feel overwhelming, especially when it comes to managing costs. Yet, understanding specific...

Abbey Reggardo
Dec 7, 2024


What Could the Future Hold for Interest Rates in Australia in 2025?
As we look ahead into 2025, many Australians are eager to know how interest rates will change and what that might mean for their...

Abbey Reggardo
Dec 7, 2024


October RBA Announcement
The Reserve Bank has made its first cash rate decision with Michele Bullock as its governor. Hundreds of thousands of Aussie borrowers...

Abbey Reggardo
Oct 3, 2023


September RBA Announcement
Hundreds of thousands of Aussie borrowers can breathe a sigh of relief after the Reserve Bank of Australia (RBA) decided to keep the...

Abbey Reggardo
Sep 5, 2023


Its time to shop around…
As everyone is looking at ways to cut costs and reduce their household expenses, I urge you to review your mortgage as a starting point....

Abbey Reggardo
Sep 6, 2022


Fixed Vs. Variable?
The question of the hour when looking to Refinance your Mortgage. As many Australians are heavily focused on reducing household costs...

Abbey Reggardo
Sep 6, 2022


Do I stick with a Major Bank? or look elsewhere? ...
The questions of the hour when looking to Refinance your Mortgage. As many Australians are focusing on reducing household costs right now...

Abbey Reggardo
Sep 6, 2022


Drum Roll Please...
With over eight years lending experience and a background of Real Estate I have always loved working in the property field. The hype of...

Abbey Reggardo
Sep 6, 2022


Refinance your Mortgage
Refinancing your Mortgage can be highly beneficial and it’s important to take up annual reviews with your Mortgage Broker just to ensure...

Abbey Reggardo
Sep 6, 2022


First time Investor
Buying your first investment property may seem just as confusing as your first purchase. It is not exactly like riding a bike so it is...

Abbey Reggardo
Sep 6, 2022


First Home Buyer
Buying your first home is a huge milestone and will be one of the biggest purchases you make in your lifetime. Choosing your Broker can...

Abbey Reggardo
Sep 6, 2022
